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The Hidden Cost of Insomnia (and How Therapy Can Help You Get It Back)

  • Writer: Anissa Bell
    Anissa Bell
  • Apr 20
  • 5 min read

Updated: May 5

In today’s world we sacrifice sleep for productivity. We work longer hours, meet deadlines and keep up with life. As a result many of us battle insomnia or poor sleep. Not getting a good night’s sleep can have a negative effect on everything from our emotional wellbeing to our job performance, and ultimately our earning potential. Investing in sleep therapy and reducing insomnia can actually positively impact your finances by increasing your productivity, focus and overall effectiveness.


Scissors cutting a rolled strip of $100 bills, set against an orange background, symbolizing financial cuts or budgeting.

How Insomnia Affects Your Earning Potential

Before we get into how sleep therapy can improve your earning potential, let’s look at how poor sleep and insomnia can impact your work life and career.


1. Decreased Productivity and Efficiency

When you don’t get enough sleep it’s harder to focus and be productive. Your brain gets foggy, your memory weakens and your ability to solve problems or make quick decisions is compromised. For those in high stakes or fast paced work environments this can mean missed opportunities, mistakes and delays. The longer you’re sleep deprived the more of these issues will stack up and potentially impact your career advancement or income opportunities.


2. Poor Decision Making and Creativity

Insomnia can impede your ability to make good decisions and think creatively. For those in roles where problem solving or innovation is key – whether you’re in business, technology or the arts – being well rested is essential to your success. Lack of sleep can make it harder to come up with new ideas or find the best solution, limit your professional growth and ability to stand out in your field.


Chronic sleep deprivation can lead to burnout which affects both your emotional wellbeing and work performance. Burnout can reduce your engagement with work, lower your motivation and make you feel mentally and physically drained. If you can’t give your best at work because of constant fatigue it could mean lower pay, missed promotions or even job loss.


Poor sleep is linked to various health problems including heart disease, diabetes and depression. Chronic health conditions can mean absenteeism, low energy and higher medical bills. In extreme cases it could also mean long term disability or job loss and further impact your financial stability.


The Financial Payoff of Sleep Therapy

Now let’s look at how investing in sleep therapy and fixing insomnia can actually make you more money. While therapy for sleep related issues often costs money upfront, the long-term financial benefits will more than make up for it.

  • Increased Productivity and Output: One benefit of better sleep is increased productivity. When you’re well rested your mind is clearer, your focus improves and you can get more done. Whether you work for yourself or someone else this increased productivity can translate into results. For employees, better performance may mean more recognition, awards and opportunities for salary increases or promotions. For business owners or entrepreneurs improved focus can help you grow your business, develop better strategies and increase your revenue. When you’re at full mental capacity you can take on more clients, complete projects faster and make better business decisions that impact your bottom line.


  • Better Decision Making and Problem Solving: Insomnia treatment can help you improve sleep, helping you to think clearly and make better decisions. For leaders and professionals in any field strong decision making skills are key to success. Better sleep supports cognitive functions like memory retention, critical thinking and strategic planning. If you can make better choices - whether it’s managing your team, scaling your business or making investments - you can open up new opportunities and income streams. Strong decision making can be the difference between a missed opportunity and a breakthrough that means higher earnings.


  • More Energy to Go After Opportunities: When you’re sleep deprived you don’t just struggle with cognitive function you also feel physically exhausted. This leaves you with less energy to go after extra work opportunities, side projects or entrepreneurial ventures. But when you get quality sleep you have more energy to take on more tasks, go after new challenges and expand your career options. Whether it’s starting a side business, freelancing or taking on an extra project at work, when you’re rested you have the stamina and drive to go after it. More energy can mean more income.


  • Better Life and Job Satisfaction: Good sleep supports emotional health and mental wellbeing, both of which are key to feeling motivated and fulfilled in your career. When you’re well rested you’re more likely to feel positive, motivated and engaged in your work. Job satisfaction is linked to performance and success. When you feel good you’re more likely to put in the effort and excel in your field. Increased job satisfaction can mean higher retention rates, fewer sick days and the improved ability to negotiate a raise or bonus. You’ll also be better equipped to handle stress and maintain a healthy work life balance. This can make your career sustainable in the long term and enable you to keep earning at your full potential.


  • Less Healthcare Costs: Sleep therapy not only prevents the immediate costs of missed work or reduced productivity but it can also reduce long term healthcare costs. By improving your sleep you lower the risk of developing chronic conditions that are costly to treat like heart disease or diabetes. This means fewer doctor visits, lower medical bills and less time off work due to illness. And when you’re healthier you may stay in the workforce longer and earn more over your lifetime.


How Sleep Therapy Works

So how can you invest in insomnia treatment to get these benefits? Cognitive Behavioral Therapy for Insomnia (CBT-I) is a proven treatment for insomnia and sleep disorders that focuses on techniques to improve your sleep. CBT-I is a structured evidence-based therapy that targets negative thoughts and behaviors around sleep. It helps individuals identify and overcome the habits that are causing their insomnia such as excessive screen time or late night anxiety. This treatment approach often involves relaxation techniques like progressive muscle relaxation, mindfulness meditation or breathing exercises to calm the mind and body for sleep. CBT-I is the gold standard as a first line treatment for adults with chronic insomnia.


Investing in Better Sleep Is an Investment in Your Future

In a world where work and life can feel overwhelming, sleep is often sacrificed for productivity. But resolving insomnia with CBT-I can have significant financial benefits. By improving your sleep you may see an increase in productivity, energy, decision making and overall job performance. This can lead to more earning potential, less healthcare costs and a better overall quality of life. If you’re struggling with insomnia don’t wait to get help. The impact of good sleep on your career and income is bigger than you think.

For more tips and mental health support, and information about online therapy sessions visit www.sleep-anxiety.com. Fill out the contact form to schedule a free 15-minute consultation with Anissa Bell, LMFT, and find out if online therapy is right for you (currently not offering in person therapy). Providing online therapy throughout California. Click HERE for more information about online therapy and therapy costs.

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This website provides mental health information for educational purposes only and does not offer medical advice, diagnosis, or treatment. Psychotherapy services are available to adults located in California. If you have concerns about a medical sleep disorder, please consult a licensed medical provider.

(888) 443-7534

 

Anissa Bell, LMFT - Licensed Marriage & Family Therapist (California)

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